Non-member placement
Proposed minimum USD 2,000; proposed return up to 2% monthly and 30 days' notice. Placement would not itself create membership or qualify someone for credit.
Proposed membership framework
Membership is a separate decision
A clear overview of the proposed categories, with important distinctions between membership, credit and placements.
The following table records proposed policy parameters; it is not an invitation to deposit or invest. Applicable legal permissions and the terms that may lawfully be offered must be confirmed before any active offer is published.
Membership, credit approval and any placement agreement are separate matters. A tier does not guarantee a loan, a particular borrowing rate or acceptance of funds.
Proposed category overview
| Category | Minimum amount | Indicative monthly return | Recall or notice |
|---|---|---|---|
| Non-member placement | USD 2,000 | Up to 2% | 30 days' notice; rollover subject to agreement |
| Bronze | USD 3,000 | Up to 2.5% | One month's notice |
| Silver | USD 5,000 | Negotiable | Three weeks' notice |
| Gold | USD 10,000 | Up to 3% | Negotiable; minimum three days |
| Platinum | USD 20,000 | Negotiable | Flexible, subject to written agreement |
| Standard member | Not specified | Not specified | Not specified |
Proposed policy information only. No placement or investment-related product is being offered through this website. “Up to” is not a guaranteed return.
Category conditions
Bronze
Proposed minimum USD 3,000; proposed return up to 2.5% monthly and one month's notice. Any collateral basis still requires formal definition.
Silver
Proposed minimum USD 5,000; negotiable return and three weeks' notice. Borrowing rate would follow an approved base-rate reduction.
Gold
Proposed minimum USD 10,000; proposed return up to 3% monthly. Recall and borrowing conditions require approved written terms.
Platinum
Proposed minimum USD 20,000. Invitation-only for existing approved Gold members; amount alone does not qualify a customer.
Standard member
The supplied pricing module does not specify a minimum, return, recall period, rate or collateral percentage.
Collateral coverage parameters
| Category | Proposed coverage |
|---|---|
| Bronze | 100% |
| Silver | 75% |
| Gold | 50% |
| Platinum | Individually negotiated and approved |
| Non-member / Standard | Not specified in this module |
The basis and valuation method for these percentages have not been defined in the supplied guide. They are not a complete security formula.
Understand the risks and conditions
Returns, where legally permitted, would need clear written terms covering the legal nature of the arrangement, applicable risks, recall conditions, fees, payment method and any guarantee. Negotiable terms are not final until agreed and documented.
